What Does Liability Insurance Cover?

In most states, auto liability insurance is mandatory. What does liability insurance cover? It is a two-fold plan that covers both bodily injury and property damage to other people if you, the Franklin driver, are at fault. Now that you know the auto liability insurance definition, what does liability coverage pay for? In this guide, the finance experts at All-Star Honda provide a closer look at what it offers should you get into a car accident in your new Honda.

How Does Liability Insurance Work?

Bodily injury and property damage are both part of your overall liability coverage, and each can have their own set limits. Even though there are minimum limits set by the state, you can set your own limits depending on the plan you choose. Liability insurance covers the following:

  • Bodily Injury
    • Medical and hospital bills
    • Any long-term nursing care that may be needed
    • Rehab
    • Pain and suffering
    • Lost earnings
    • Funeral expenses in the event of a fatal accident
  • Property Damage
    • Vehicle damage
    • Repair expenses
    • Necessary part replacement
    • General property damage (house, personal property, etc.)
    • Pets

It is important to remember that this coverage is for the victim of the accident, not the driver at fault. It’s also important to choose the liability insurance coverage plan that will be the right fit with your budget.

Liability Coverage Limits

You will have the opportunity to discuss coverage limits when setting up your plan with your Kenosha agent. The limits can either be split or combined into a single plan. Here’s how that works:

  • A split limit allows you to select individual maximums for bodily injury payments per person, for all people injured, and all property damage
  • A single limit plan doesn’t have a set limit per person, the lump sum is spread across all those injured and all property damaged

Learn More About Insurance Coverage at All-Star Honda

When you purchase a new or used vehicle to upgrade your West Allis commute, it is important to take the time to review and understand your insurance options, in addition to the available financing options. It’s also a good idea to check out the state guidelines regarding insurance, to ensure that you have the required coverage. Here at All-Star Honda we will not only help you get approved for financing, we will also be happy to help you choose the right coverage for your new Honda car, truck, or SUV. Whether you’re driving across town to one of the Mexican restaurants in Greenfield, or heading out to enjoy some summer fun near Milwaukee, we’ll make sure you’re covered. If you have any questions, please feel free to contact us.

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6141 South 27th Street • Greenfield, WI 53221

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All-Star Honda

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6141 South 27th Street Greenfield, WI
42.9321281 -87.9506407
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All-Star Honda
All-Star Honda
6141 South 27th Street
Greenfield, WI, 53221 United States
All-Star Honda 42.9321281, -87.9506407.